Black Bear Harley-Davidson®
430 Lithia Road, Wytheville, VA 24382

276.228.9000
FINANCING FROM BLACK BEAR HARLEY-DAVIDSON®

FINANCING FROM BLACK BEAR HARLEY-DAVIDSON®


Our motorcycles are tough...

Financing them shouldn't be.

If you've decided you want to finance your new Harley-Davidson® motorcycle, you're not alone. Seventy percent of motorcyclists finance their motorcycles. With a minimum down payment and approved credit, you can arrange Harley-Davidson® credit financing with us and get out on the road a few hours after picking out your motorcycle.

Plus, you can add in all your parts and accessories, MotorClothes® apparel, the Harley-Davidson® extended service plan, cycle insurance and more. You'll have everything you need, and you only have to make one monthly payment.

And because we finance more Harley-Davidson® motorcycles than anyone else, we understand your special needs. Only someone who knows how you feel when you hit the starter button understands that hitting the road ASAP is your biggest concern. That's why we make it easy. Contact Us and we will be happy to assist you on your way to making your dream come true.


Get started by filling out our credit application.

This application is safe, secure, and confidential.

Protect yourself and your Harley-Davidson® with Harley-Davidson® insurance.

Harley-Davidson® insurance was founded in 1993 with the exclusive purpose of protecting the Harley-Davidson® riding experience for owners of Harley-Davidson® motorcycles. Today, the company is comprised of more than 150 cycle-insurance experts and other professionals - all focused on protecting that experience all across the United States. Through their extensive knowledge of coverages, cost options, and available policies, both you and your Harley-Davidson® bike are assured of getting the protection you need.

Every day, Harley-Davidson® owners tell us firsthand how they appreciate insurance professionals who understand the Harley® riding experience and the special needs that go along with it. They value an organization that works hard to make sure they have the right protection and the best value.

How do we provide the best value? By offering multiple policy options and comparing the rates and benefits from several different companies. To do this, Harley-Davidson® insurance partners with some of the industry's leading motorcycle insurance companies to develop programs exclusively for Harley-Davidson® owners. With coverage available in 49 states, there are literally hundreds of coverage options available.

For you and every other Harley-Davidson® owner, our goal is to determine the best match of coverage for your personal needs, as well as the needs of your bike. Harley-Davidson® Insurance exists for one reason - to protect your Harley-Davidson® riding experience.

For more information about your individual insurance needs, call Harley-Davidson® insurance any day of the week toll-free at (276) 228-9000. (Monday - Saturday 6am - 6pm; Sunday 8am - 5pm) (PT).

  • Financing offers available only on new model year 2015 and earlier Harley-Davidson® Touring and Harley-Davidson® Street (excluding CVO™, Trike and Police fleet models) motorcycle models financed through Eaglemark Savings Bank (ESB) company and are subject to credit approval. Not all applicants will qualify. Both offers are available only to high credit tier customers. 0.99% APR offer is available up to 60 months and 2.99% APR offer is available up to 72 months. The APR may vary based on the applicant's past credit performance and the term of the loan. For example, with no down payment, a 2015 Street Glide® motorcycle Vivid Black model with an MSRP of $20,599 and amount financed of $20,599 could be repaid over 60 motnhs with a 0.99% APR resulting in monthly payments of $352.03, or over 72 months with a 2.99% APR resulting in monthly payments of $312.88. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or changes at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by August 31, 2015. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley-Davidson® dealer-ship for details.

  • Financing offers available only on new model year 2015 and earlier Harley-Davidson® Touring and Harley-Davidson® Street (excluding CVO™, Trike and Police fleet models) motorcycle models financed through Eaglemark Savings Bank (ESB) company and are subject to credit approval. Not all applicants will qualify. Both offers are available only to high credit tier customers. 0.99% APR offer is available up to 60 months and 2.99% APR offer is available up to 72 months. The APR may vary based on the applicant's past credit performance and the term of the loan. For example, with no down payment, a 2015 Street® XG500 motorcycle Vivid Black model with an MSRP of $6,799 and amount financed of $6,799 could be repaid over 60 months with a 0.99% APR resulting in monthly payments of $116.19, or over 72 months with a 2.99% APR resulting in monthly payments of $103.27. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or changes at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by August 31, 2015. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley-Davidson® dealer-ship for details.

Talk to Black Bear Harley-Davidson® about financing your motorcycle with Harley-Davidson® credit, and get out on the road today.

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